USD account, EUR account and crypto wallet. Pay suppliers abroad or settle in reais same day (D+0).

How it works

USD, EUR account and crypto wallet

Settle in reais on D+0 · Open an account →

Sell in dollars.Securely.

USD, EUR and crypto accounts for your business.Get paid by your platforms, pay suppliers and settle in reais.

USD, EUR and crypto accounts.Get paid by your platforms, pay suppliers and settle in reais.

  • Global accounts Global accounts
  • Account manager 1:1 manager
  • Settlement in minutes D+0 settlement

EUR account

EUR
Available balance €1,850.00
IBAN BE71 0961 2345 6769
BIC/SWIFT TRWIBEB1XXX
EUR account €1,850.00

Crypto wallet

CRYPTO
Available balance 8,420.00
USDT 6,020.00
USDC 2,400.00
Crypto wallet 8,420 USDT

USD account

USD
Active
Available balance

$ 12,480.00

Routing 026 073 150 · Acc 8310 4477 2059
Routing (ACH) · Account number 026 073 150 · 8310 4477 2059
DIGISTORE24 REF 8842-01 · Aug 28, 9:14 AM REF 8842-01 · Aug 28 Received + $2,300.00
CARTPANDA REF 8839-04 · Aug 27, 4:02 PM REF 8839-04 · Aug 27 Received + $4,180.00
STRIPE REF 8834-11 · Aug 26, 11:47 AM REF 8834-11 · Aug 26 Received + $1,940.00
Market rate 1 USD = R$ 5.3832
Convert

Receive → convert → pay and send

From the dollars, euros or stablecoins coming in to the boleto going out — and back abroad to pay suppliers.

01 · Receive

USD and EUR accounts in your name

Beneficiary, routing and account number in USD. IBAN and BIC/SWIFT in EUR.

Get paid by the platforms you already use, with no daily limit and full security.

  1. Open an account and complete sign-up
  2. Copy your receiving details
  3. Account ready to receive

02 · Convert

Hold the currency. Convert when you want.

Your balance stays in dollars, euros or stablecoins, with no deadline. Convert when you want and see the exact amount in reais before you confirm.

Conversion preview USD → BRL
You receive in reais

R$ 12,334.44

Market rate
1 USD = R$ 5.3832
Settlement
D+0 · Aug 28

03 · Pay and send

Pay in Brazil and send abroad

Pay suppliers and media abroad in dollars or euros.

And pay employees and shareholders directly, without routing through your Brazilian company.

  • Payroll · 12 people − R$ 8,400.00
  • Shareholder payouts − R$ 3,000.00
  • Boleto · supplier − R$ 934.44
Every operation in one account
  • Receive
  • Convert
  • Send
  • Supplier
  • Payroll
  • Shareholders
  • Boleto

What the account does

From gateway to PIX, without switching tools

Five things Traz does with the money that crosses the border — and the cost of each one on screen before you confirm.

  • USD account Routing · Account $12,480
  • EUR account IBAN · BIC/SWIFT €1,850
  • Crypto wallet USDT · USDC USDT 8,420

USD, EUR and crypto accounts.

Account details in your name to get paid by gateways, marketplaces, direct clients or wallets.

You send $2,300.00
Market rate 1 USD = R$ 5.3832
Single fee already included in the rate

No fixed cost, no monthly fee, no extra line

You receive R$ 12,334.44

One cost. Nothing hidden.

Market rate and our cost on screen before you confirm. No fixed cost and no charge that shows up later.

Settlement

D+0

from payment received to money in your account

Settle the same day.

Same-day settlement, depending on the payment rail.

Today's payouts 3 batches · R$ 12,334.44
  • Payroll · 12 people Scheduled – R$ 8,400.00
  • Shareholders · payout Paid – R$ 3,000.00
  • Boleto · supplier Paid – R$ 934.44

Every payout comes with a PDF receipt

View statement

Suppliers, payroll and shareholders in one place.

Pay suppliers abroad in dollars and, in Brazil, your team, shareholders and boletos in reais — without switching banks.

Transaction receipt #8842-01

$2,300.00 → R$ 12,334.44

Transaction purpose
Services to non-resident
Market rate
R$ 5.3832
Single fee
R$ 24.90
Settlement
D+0 · Aug 28

Receipt ready for your accountant.

Every operation comes with the market rate, the Traz rate and the cost. Download the PDF and send it to your accountant without writing an email to explain it.

Traz in numbers

R$ 50M+
Settled in reais for businesses selling abroad
400+
Companies transacting every month
D+0
Settlement time on the USD → BRL corridor
ZERO
Monthly fee, fixed cost or maintenance charge

USD, EUR and crypto. Reais only when you settle.

Your balance stays in the currency it arrived in. You receive, send and convert — reais only show up when you decide to settle.

USD
Active

USD bank account

$ 12,480.00

Routing · account number · JPMorgan Chase

Details in your name

The details you hand to your gateway.

Beneficiary, routing and account number in USD. IBAN and BIC/SWIFT in EUR. Wallet address for USDT and USDC. It is what your customer, marketplace or platform needs to fill in — and it comes out in your name, not an intermediary’s.

  • USD account ACH · Wire · RTP
  • EUR account Account holder · IBAN · BIC/SWIFT · SEPA
  • Crypto wallet USDT · USDC
  • Settlement in reais Whenever you choose to convert · D+0

EUR receiving details

EUR
Beneficiary
JP MORGAN
IBAN
NL91 ABNA 0417 1643 00
BIC / SWIFT
ABNANL2A
Network
SEPA and SWIFT
Bank address
Gustav Mahlerlaan 10, Amsterdam

USD receiving details

USD
Beneficiary
JPMorgan Chase
Routing (ACH)
026 073 150
Account number
8310 4477 2059
Account type
Checking
Bank address
270 Park Ave, New York, NY, 10017-2070
  • DIGISTORE24 REF 8842-01 · Aug 28, 9:14 AM · USD REF 8842-01 · USD + $2,300.00
  • CARTPANDA REF 8839-04 · Aug 27, 4:02 PM · USD REF 8839-04 · USD + $4,180.00
  • HOTMART · EUR REF 8834-11 · Aug 26, 11:47 AM · SEPA REF 8834-11 · SEPA + €1,640.00
  • SHOPIFY PAYM REF 8830-07 · Aug 26, 8:20 AM · USD REF 8830-07 · USD + $1,940.00

Who Traz is built for

Global sellers who earn abroad and live in Brazil

Publishers

Get paid by networks and advertisers in USD and settle in reais with no intermediary in between.

Affiliates

Commissions from international platforms land straight in your account, with a receipt.

Ecommerce

Gateways and marketplaces pay you in USD. Pay suppliers abroad from the same balance.

Direct response

Daily payouts and high volume: convert in batches and pay for media from the same place.

SaaS

Recurring subscriptions in USD or EUR, settled in reais on the date you choose.

Digital products

Checkouts and course platforms pay into your account, without going through third parties.

Cost transparency

You see the final amount before you confirm

Market rate on screen, the cost already built into the rate and no fixed fees. You confirm knowing exactly how many reais you will get.

Preview before you confirm
You send $2,300.00
You receive R$ 12,334.44
Market rate
1 USD = R$ 5.3832
Corridor
USD → BRL
Transaction purpose
Software services · 20.9
Settlement time
D+0 · Aug 28
Fixed fees
None
Account manager
Camila Reis

More corridors. The same account.

USD, EUR and crypto come in and go out — same sign-up, same statement, same receipt. Reais only reach your account when you settle.

Final amount before you confirm

You see how many reais you will get before accepting the transaction.

A receipt your accountant accepts

FX rate, reference and transaction purpose on every transaction.

Pay abroad, not just receive

Pay suppliers, media and your team abroad in USD, EUR or stablecoin.

An account manager for every customer

Someone who knows ecommerce, digital product and SaaS sellers.

  • USD
  • EUR
  • CRYPTO
BRL D+0 settlement

Live rates

USD → BRL
5.3832
EUR → BRL
5.8940
USDT → BRL
5.3760

What we do — and what we don’t

Short answers to the most common questions.

Talk to a specialist →
Do you issue cards?

No. Traz does not issue cards. The product is the path your money takes: receive in USD and EUR, hold the balance, convert and pay.

Can I keep my money in USD?

Yes, with no time limit. Your balance stays in the currency it arrived in and you convert whenever you want — reais only reach your account when you settle.

Can I pay suppliers abroad in USD or EUR?

Yes. The same balance that receives also pays: suppliers, media and your team abroad in USD, EUR or stablecoin, and payroll, shareholder payouts and boletos in reais at home.

How does the transaction purpose work?

Every transaction is classified, and the receipt shows the purpose alongside the market rate, the cost and the reference — the document your accountant accepts without asking for explanations.

Do you offer credit, loans or investments?

No. Traz moves your money; it does not lend, raise funds or invest.

How long until the money arrives in reais?

On the USD → BRL corridor, settlement is D+0 for most incoming payments. The timing is always shown in explicit business days, in the preview, before you confirm.