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    <title>Blog — Traz Global</title>
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    <description>Articles on foreign exchange, USD and EUR accounts, international payments and settlement in reais for Brazilian companies that earn abroad.</description>
    <language>en</language>
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      <title>What goes into the cost of receiving dollars as a company</title>
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      <pubDate>Mon, 21 Sep 2026 00:00:00 GMT</pubDate>
      <category>FX and conversion</category>
      <description>Spread, IOF, fees and the applied rate make up the real cost of bringing a dollar payment into your account in reais. How each part works, how to compare offers using the VET and what to ask before you confirm.</description>
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